Cybercriminals come up with new strategies every day to carry out scams, and one of the new methods is to impersonate representatives of financial entities, so the authorities call not to provide personal information.
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The strategy consists of offering a supposed reduction in the interest rate on credit cards, which generates confidence in the customer.
According to cyber authorities, these calls, being unexpected, seek to take advantage of people’s concern when it comes to catching up on their debts, which is why they tend to fall easily.
You should never give out personal and financial information. Photo:iStock
There, scammers promise non-existent benefits; for this, They request personal information or advance payments that are never reflected in the account statement.
In order to gain users’ trust, criminals mention important information, such as balances, documents or even postal addresses, to make people believe that it is a legitimate call.
Something you should keep in mind to avoid falling into this Type of fraud is requiring advance payments or “limited time” offers.
Additionally, another red flag is that financial institutions never request passwords or sensitive data over the phone.
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In these types of situations, cybersecurity experts recommend hanging up the call and contacting the bank through official channels.
Likewise, toThey advise always reporting attempted fraud to the competent authorities.
Cybercriminals offer promotions to steal information. Photo:iStock
To avoid these types of scams, it is essential to never share personal and financial information with strangers, whether during a phone call, text message or WhatsApp.
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Likewise, do not agree to make payments in advance and avoid give affirmative answers, as you could be being recorded.
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