The government has made changes and additions to the state support program for providing housing for displaced families from Karabakh, the purpose of which is the social and economic inclusion of displaced persons from Karabakh by creating the necessary conditions for long-term residence in RA.
“Armenpress”according to the report, the decision was adopted at the session of the RA government on June 25.
in 2026 as of May 25, 6,336 families have received a certificate, of which 2,896 have implemented it. According to the rationale, some problems have arisen in law enforcement practice that hinder the effectiveness of the program. Thus, it is proposed to establish that if the divorced member of the family included in the application has minor child(ren) at the time of application, then the child(ren) is considered a mandatory member of the family unit of the parent with whom the child(ren) lives according to the court decision. In the absence of a court order, the child(ren) is considered a mandatory member of the mother’s family unit and the father may be included in the application without the child(ren). Currently, due to the lack of this provision, one divorced parent cannot obtain a certificate until the other parent and the child have obtained a certificate. It is also planned to establish that the amount of the advance payment within the framework of the program is 20 percent of the amount available with the certificate, which is paid by the state. The need to define this provision is due to the fulfillment of the obligations undertaken within the framework of the agreements signed between the Republic of Armenia and the Asian Development Bank and the World Bank. At the current stage, it is proposed to set the amount of the advance payment at 20 percent, then within 3 months, depending on the dynamics of the realization of the certificates, this indicator will be revised and in case of a low realization indicator, it will be set at 30 percent. It has also been established that in the case of program loans provided at the expense of funds raised from refinancing organizations, the amount of support for subsidizing loan interest is equal to the refinancing interest rate set by the refinancing organization at the time of granting the given program loan, increased by a maximum of 2 percentage points, but not more than 13%. The revision of this condition stems from the need for cooperation with the National Mortgage Company. In addition, it has been established that one or two members of the family that issued the certificate, who are not included in the certificate, can combine their certificates with the certificate of that family. Other changes have also been made.
As of May 25, 3,851,309,400 drams were spent within the framework of the program, which was directed to the monthly repayments of mortgage loans and cadastral fees of 2,608 beneficiaries, the monthly repayments of repair loans of 479 beneficiaries, the villages of 30 beneficiaries. to the monthly repayments of loans for the purchase of a plot of land, as well as the repayment of additional mortgage loans of 83 beneficiaries, the repayment of existing mortgage loans of 53 beneficiaries, the purchase of furniture and household appliances for 290 beneficiaries.
