If you talk to someone who has ‘seen a bit of the world’ and for whom traveling around the world is one of his favorite hobbies, there is a good chance that among his countless pleasant and interesting stories, he will also find one that would have been better never happened. Whether it’s the inconvenience of losing your luggage at the airport or a more serious medical complication, such events abroad can result in high costs. The European Health Insurance Card allows access to urgent or necessary health services in the public health network, but it does not cover all the costs of treatment and other services related to health care abroad.
How to ensure a feeling of safety on the road?
PHOTO: Mutual
Although misfortune never rests and none of us can know where it will hit us, by choosing the right insurance for abroad, we can avoid a huge pile of complications brought by illness or an accident outside our native land.
Just going on a trip with a clear conscience that help will be provided and that no additional costs will be incurred can completely change the entire experience of a vacation or tourist break, because there is no longer a need to constantly think about what if it happens.
Insurances for abroad are available for this very reason, and at Vzajemna you can choose from several packages and adjust the insurance policy according to the needs of your current trip. However, if you are a regular traveler and do not want to deal with insurance before each flight to a new adventure, Vzajemna also offers you year-round insurance for abroad Multitripwhich will be valid throughout the year.
PHOTO: Mutual
Health problems do not know the vacation calendar
But since we often don’t realize the danger until it hits us, it’s good to hear the stories of others and prevent similar bad experiences. If an individual has only European health insurance in the event of an illness or accident, this covers the costs of treatment abroad only up to the average price of this service in Slovenia. If we do not offer this service, the user is responsible for the entire financial cost. The European Health Insurance Card therefore only allows access to urgent and necessary health services in the public health system of the country in which you live, but does not cover the costs of private health care or services from providers that are not included in the public health network. With insurance for abroad from Vzajemna, you can also use medical services in private clinics.
For a better idea of the prices of medical services abroad, you can check the following examples:
How much can healthcare abroad cost?
• USA: injuries after a fall – more than 250,000 EUR
• Egypt: treatment of digestive problems – more than 4,400 EUR
• Croatia: rib fracture after a fall – more than 2,300 EUR
• Greece: treatment of ear infection in a child – almost 1,400 EUR
Health on the road is not a given
Even if we feel great before going on vacation in anticipation and adrenaline, this does not mean that it will stay that way. When traveling, we expose the body to new circumstances, higher/lower temperatures, different climates – all of which can quickly lead to health complications. That is why it is important that everyone is insured before going abroad. Bearing in mind that the offer must be diverse, Vzajemna upgraded the insurance for abroad, which now includes a higher sum insured and additional coverage. You can check the insurance options for abroad on the website Mutual.
Insurance for abroad they renovated and supplemented it with higher coverage and new protection options. The XXL package allows coverage of treatment costs of up to 1.5 million euros, which is the highest coverage for abroad in Slovenia.
Insureds can supplement the protection with additional coverage Luggage plus for cases of flight delay, loss or delay of luggage and loss of personal documents. Additional coverage is also available Liability abroadwhich provides protection in cases where the insured inadvertently causes damage to a third party or its property.
An important advantage year-round Multitrip insurance is the service of Dr. Consultation that enables contact with a doctor 24 hours a day, every day of the week. In case of illness or injury, 24-hour assistance in Slovenian is also available.
PHOTO: Mutual
One hundred people, one hundred paths
How would you answer the question: What is your dream vacation? Your answer is definitely different from others’ answers. For some, the perfect vacation is lying by the crystal blue sea somewhere on the Dalmatian coast, for others, the Seven Lakes in the Triglav National Park are pictured when they think of a vacation, while still others dream of running through the streets of Paris and getting to know a new culture.
PHOTO: Mutual
The communication platform was born out of the awareness that everyone has their own interesting stories about travel adventures. 100 people, 100 pathswhere Mojca Vec talks to various travelers about their experiences traveling the world and finds that they all have one thing in common – the desire for safety and peace of mind on the way.
On the website 100 people, 100 paths interesting stories, useful tips and real travel examples are collected, which remind us that even a minor complication can have a significant impact on our vacation.
No matter where your journey takes you this year, the feeling of safety is one of the most beautiful companions.
He creates the content Content studio Delo mediji doo
