Housing credit stands at 257.81 billion dirhams, including 31.04 billion dirhams from crowdfunding for housing.
The growth of bank credit to the non-financial sector continues to accelerate. The rate thus increased from 6.3% to 8.1% at the end of April, representing an outstanding amount of 1,039.7 billion dirhams. “The annual evolution of bank credit to the non-financial sector essentially reflects the acceleration in the growth of loans to the public sector, covering the increase in loans to local administrations and the deceleration in the growth of loans to public non-financial companies.
For their part, credits to the private sector have increased, reflecting increases in loans to both private companies and households,” explains Bank Al-Maghrib in its recent monetary statistics report for the month of April. Indeed, public sector competitions showed an increase of 28.9% after 18.2% in March. For the first four months, they stood at around 143.5 billion dirhams, including 54.2 billion dirhams allocated to local administrations and 91.1 billion dirhams to public non-financial companies. As for credits to the private sector, they increased by 5.3% after 4.7%. We thus note an outstanding amount of 894.5 billion dirhams including 475.1 billion dirhams for private non-financial companies and 399.9 billion dirhams for households.
Of this outstanding amount, individuals and MREs hold loans of around 368.2 billion dirhams compared to 31.7 billion dirhams for individual entrepreneurs. By economic object, the annual evolution of bank assistance to the non-financial sector reflects the increase of 26.1% after 20.6% of equipment loans. These reached an outstanding amount of 328.67 billion dirhams. Real estate loans, for their part, increased by 3.6% after 3.4%. Their outstanding amount amounted to 325.69 billion dirhams.
Housing credit thus stands at 257.81 billion dirhams, including 31.04 billion dirhams in crowdfunding for housing. Consumer credits reached 62.07 billion dirhams at the end of April, showing an increase of 4.7% after 3.9% previously. Liquidity facilities for their part recovered by 1.6% after a drop of 0.3%. Regarding overdue debts, their annual increase stabilized at 2.6% compared to March 2026, standing at 103.6 billion dirhams at the end of April. Their ratio to bank credit stood at 8.3% compared to 8.2% a month earlier.
