Especially if you are traveling to some more remote and exotic places, it is a good idea to insure yourself properly so that your vacation will be carefree and therefore even more relaxing.
Travels are usually full of beautiful things and adventures that are unforgettable and indescribable. When we think about a vacation, we are filled with a feeling of happy anticipation, so we often forget that accidents and inconveniences are often a part of travel.
For such cases, most Slovenians turn to the European health card. A lesser-known fact is that in many cases, when an inconvenience occurs during a well-deserved break, this insurance does not protect you or leaves you financially responsible for a large part of the treatment.
The European Health Card is not enough
The European Health Insurance Card is your first line of protection, but it only covers the most urgent medical care, and you are financially responsible for everything else.
The European card does not cover medical care from private providers, nor does it cover transport to a private hospital or return from abroad to Slovenia. Treatment or childbirth abroad is also not covered if it is established that the individual traveled there for the purpose of treatment or childbirth. The most important information is that, on the basis of the European health card, the costs of medical services are reimbursed in to the amount of the average value of this service in Slovenia. However, since the prices of treatment abroad are often higher than at home, it often happens that the remaining costs fall on the individual.
Since we Slovenians like to vacation with our neighbors in Croatia, it is also worth noting that the services of tourist clinics in Croatia and private clinics, which are the fastest accessible to tourists, are also not covered by the European health card. The European card also does not provide assistance in the organization of medical care, so in case of illness or injury, the individual often has to find the appropriate doctor, medical facility and organize all the necessary procedures on their own.
PHOTO: Generali
For a really peaceful vacation, choose insurance ABROAD
While we don’t want to deal with the endless possibilities of what can go wrong when we go on vacation, and it’s also true that many times everything goes like clockwork, there is still a chance that an accident will strike you. When this happens abroad, in addition to not feeling well and canceled sightseeing, you can also incur high medical costs.
The easiest way to protect yourself from this is to choose insurance ABROADwhich (depending on the selected policy) provides financial protection and assistance organization, including assistance assistancewhich is to users available 24/7every day of the year.
Generali insurance ABROAD with assistance 24/7 is intended for moments when the vacation is unexpectedly complicated due to illness or injury. At that time, it is not only important who will cover the costs of the treatment, but also who will help find a doctor, arrange the visit, explain the procedure and make sure that help is found as soon as possible.
Insurance FOREIGN covers the costs of emergency treatment arising from an illness or accident abroad, from medical care, doctor visits, medicines and medical supplies to transport to the nearest hospital or clinic and treatment there. If necessary, it also includes transportation to the home country, emergency dental services, transportation and accommodation of a person accompanying the insured, transportation of a family member, accompanying a child up to the age of 18 and transportation of the insured’s remains to the home country, all up to the amount of the agreed insurance sum on the shelf.
It is an important part of insurance Asysten centerwhich is available 24 hours a day, every day of the year, in the Slovenian language. It helps to find a suitable provider, arrange costs and, if necessary, also understand the results received, which in a foreign environment is often as important as the treatment coverage itself.
- Modern assistance: fast response and help as much as 24 hours a day and every day of the year.
- The costs of emergency treatment are covered up to the sum insured on your insurance policy.
- The costs you paid yourself will be reimbursed upon your return to your home country.
- Emergency dental services are included.
- If necessary, it includes transportation of the insured to the home country.
Assistance that you will be happy about
When we need medical help abroad, the biggest worry is often not the illness or injury itself, but the questions of where to turn, who to trust and how to arrange everything necessary in an unfamiliar environment. That is why insurance FOREIGN includes Asysten centerwhich is available to policyholders 24 hours a day and every day of the year. Zavarovalnica Generali helps you find a suitable doctor or medical facility, organizes medical care and helps you manage the costs associated with treatment. Since help is available in the Slovenian language, communication is significantly easier even in stressful circumstances. If necessary, they can also help you understand medical records and findings.
The feeling that you are not left to fend for yourself in the event of complications, but that you have professional support available at every step, is often just as important as covering the costs of the treatment itself.
Take out insurance for abroad before you leave
So from now on, planning your vacation shouldn’t just involve making lists so you don’t forget anything, manic packing and Tetris with your luggage. Take a few more minutes and choose one of the options insurance ABROAD. There is a policy for everyone and for every journey, and the fastest way to take it out is online, and take advantage of 10% discount for year-round insurance.
It’s not too late, even if you’re already on your way, because you can take out the ABROAD insurance just before you leave, and it comes into effect the next hour – but only if you’re still in Slovenia at the time of taking it out.
For more information on ABROAD insurance and the packages available to you, you can check here.
He creates the content Content studio Delo mediji doo
